Our Features

Our Features



ACCOMMODATING – Flexible credit and income-qualifying guidelines
CUSTOMIZED – Choice of predictable fixed-rate payments or lower adjustable rate 1 introductory payments
FLEXIBLE – Down payments as low as 3.5% and no mortgage payments held in reserve
OPTIONS – Gift funds accepted for down payment, provided you meet minimum investment of own funds
ASSUMABLE – Qualified buyers may be able to take over the seller’s existing mortgage, including interest rate.
The 203k Renovation Loan can work for you

Owner-occupied homes only (foreclosures are eligible)
3.5% down payment is required (may be gifted from a family member or relative)
1-4 unit properties are eligible
Mortgage payments can be financed during renovation if the home is uninhabitable or the work being done would cause you not to be in the home
VA Features That Serve Those Who Serve

Accommodating — Flexible credit and income qualifying guidelines
Convenient — Up to 100% financing, and gifts or grants may be used for down payment1
Typically Lower Costs — Compared to standard, conventional financing